Finance & Commerce
How to become a Insurance Advisor & Underwriter
Also known as Insurance Agent, Underwriting Analyst. Everything below comes from the same database our assessment scores against.
The route in
1. Undergraduate or certification
3 years- Qualifications:
- Any bachelor's degree, IRDAI agent certification, Licentiate of the Insurance Institute of India
- Entrance exams:
- IRDAI examination, University merit
- Typical cost:
- ₹20,000 to ₹4 lakh
What it pays
Entry level
₹2 lakh – ₹5 lakh
per year
Mid career
₹6 lakh – ₹25 lakh
per year
Indicative. These bands are an editorial estimate assembled from public reporting, and have not yet been reconciled against a named dataset. Treat them as a shape, not a promise — the same title pays very differently across a service company, a product company and a start-up.
Outlook
Hiring demand
Stable — steady, predictable hiring.
Exposure to automation
High. A substantial part of what this role does today can already be done by software. It is not a reason to rule it out, but it is a reason to aim at the judgement-heavy end of it.
What the work is actually like
- Typical hours
- Flexible, commission driven
- Remote possible
- Yes, at least partly
- Travel
- medium travel
- Physical demand
- low physical demand
Streams this is reachable from
Exams worth knowing about
IRDAI examination · University merit
Who tends to be happy here
People who rate these highly tend to stay in this work. If none of them sound like you, that is worth taking seriously.
- Independence
- Recognition
Is this actually a fit for you?
This page describes the job. It cannot tell you whether it suits you — that depends on your interests, your reasoning and what you want from work. The assessment scores you against this career and 196 others, and shows the arithmetic behind every match.
Other Finance & Commerce careers
Last verified 2026-08-01. This is a career-guidance instrument. It is not a clinical or diagnostic tool. It does not measure intelligence, IQ, or a person’s worth. Its results are one input among several, and are intended to be interpreted with a trained counsellor.